ITP, ITPK and TGL

ITP stands for supplementary pensions for salaried employees and complements the national pension.

Who can take out ITP for their employees?

Employers who are party to a collective agreement, either through membership of the Confederation of Swedish Enterprise, or through a contingent agreement with the Council for Negotiation and Co-operation (PTK) union, must take out ITP as well as occupational group life insurance TGL for all their salaried employees from the age of 18.