Decide on beneficiaries

For TGL and ITPK with repayment cover and ITPK family cover you can decide who should receive the money in the event of your death. You do this by completing a special beneficiary provision. 

Occupational group life insurance TGL

Salaried employees in the private sector that are over the age of 18 have TGL, which applies until you retire. 

Who receives the compensation if you do not choose a beneficiary?
If you do not choose a beneficiary, TGL will be paid in order of priority to
1. spouse or registered partner
2. children, grandchildren
3. parents. 

If you have children below the age of 20 when you die, a child supplement is also paid via your TGL.

Which beneficiaries can you choose?

The fact is you can choose whoever you like. However, it must be an individual not an organisation, etc. If you are a cohabitant it is important that you complete a special beneficiary provision. A cohabitant will not automatically receive your TGL if you die. 

By completing a special beneficiary provision you can also divide the money between several people. 

ITPK with repayment cover and ITPK family cover

You can choose this protection for your survivors if you want to when you make your ITPK choice. Both these insurances are paid in order of priority to
1. spouse, registered partner or cohabitant
2. children regardless of age. 

Which beneficiaries can you choose?

The beneficiaries you can choose are

  • spouse or previous spouse
  • cohabitant or previous cohabitant 
  • registered partner or previous registered partner
  • children, stepchildren or foster children.
     

By completing a special beneficiary provision you can also divide the money between several people. 

Update your beneficiary provision!

If your relationship with your cohabitant ends, you must change your beneficiary provision. If you do not, he or she will continue to be your beneficiary. Even if you marry someone else, your previous cohabitant will be a beneficiary for your insurance if you do not change the provision. 

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