Companies and charges

The companies that you can choose to manage your pension money have low charges, which is important for your savings. The lower the charges, the more pension you will receive.

Traditional pension insurance

  • Alecta 020-78 22 80 
  • AMF 020-696 320  
  • Folksam 0771-950 950 
  • Skandia Liv 0771-555 500

Unit linked insurance

  • AMF 020-696 320  
  • Danica Pension 0752-481 000
  • SEB 077- 11 11 800
  • SPP 0771-533 533
  • Swedbank 0771-221 122

Charges

Charges for traditional pension insurance

For taking care of your pension money the insurance company takes out charges on the total value of your pension capital.

Insurance companies Charge Cost for
investment management
Total cost 
Alecta 0,10 %
(max 900 sek/year)
0,03% 0,13%
AMF  0,20 % 0,05% 0,25%
(+ 50 sek/year)
Folksam 0,17 % 0,08% 0,25%
Skandia 0,23%  0,06% 0,29%
(+85 sek/year)

The charges shown in the table above are a charge to cover the insurance company's costs for managing the insurance. The investment management costs cover the insurance company's costs for investment managment. The charges are deducted from your pension capital while the investment management cost reduces the return before it is allocated to your insurance.

Charges for unit linked insurance

Insurance company Insurance fee Transfer fee
AMF 0,30 % 400 SEK
Danica Pension 0,19 % 0 SEK
SEB 0,22 % 0 SEK
SPP 0,16 % 0 SEK
Swedbank 0,29 % 150 SEK

Collectum's charges

Collectum charges an administration fee which is currently 1.0 per cent of paid-in premiums. Collectum's fee is deducted from the premium before it is transferred to the insurance company of your choice