Disability pension (Sjukpension)

If you need to be away from work due to illness, you will initially receive sick pay from your employer. If you are ill for more than two weeks you will receive sickness benefit from Försäkringskassan (the Social Insurance Office). If you are ill for a longer period, and are over 18, you will receive extra compensation called disability pension. This is included in your ITP occupational pension and depends on how much you earn.

To be entitled to a disability pension from ITP, you should:

1. be over 18 and have ITP
2. be at least 25% sick listed
3. have been on the sick list for more than 90 consecutive days or
have been on the sick list for more than 105 days in different periods over the last 12 months
4. be receiving sickness compensation or activity compensation from Försäkringskassan (the Social Insurance Office).

You still have ITP, even if you are sick

Premium payments will not cease for your ITP if you are ill for a long period of time. Payments will be made exactly as before, which means that your ITP retirement pension will increase exactly as it would if you were working.

This is how disability pension is calculated

Applies from 1 July 2018 if you have an ITP occupational pension. If your first payment from the ITP plan will take place after 1 July, then, the amount will be calculated according to the table.

Salary in SEK Sick day 91-360 From sick day 361 From sick day 366*
0-364,000** 10% of your salary 0% 15% of your salary
364,000**-
1,250,000
65% of your salary 65% of your salary 65% of your salary
1,250,000-
1,875,000
32,50% of your salary 32,50% of your salary 32,50% of your salary

* Disability pension you will receive at the same time as sickness or activity compensation from Försäkringskassan (the Swedish Social Insurance Agency).

** As regards those of you receiving disability pension payments prior to 1 July

If you have been receiving disability pension payments from the ITP Plan, prior to 1 July, the amount will not be calculated according to the table. The annual salary limit of SEK 364,000 will remain for you at SEK 341,250.